Terms and Conditions
NOTICE: Short term lending products provide the cash needed to meet an immediate short-term cash flow problem. It is not a solution for longer term financial problems for which longer term financing may be more appropriate. You may want to discuss your financial situation with a non-profit financial counseling service in your community.
WE DO NOT OFFER LOANS
Once a consumer submits the application form(s) to quickloantime.com, Quick Loan Time shares your information with one or more participating lenders. By submitting the application form(s), you understand and agree that you are submitting an inquiry about a loan product to quickloantime.com and each of the participating lenders to whom Quick Loan Time transmits your loan request. By submitting the application form(s), you are extending an express invitation to Quick Loan Time and each of the participating lenders with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.
Participating lenders who receive your application information from quickloantime.com review your information in real-time to determine whether your information meets the lender's loan qualification criteria. Participating lenders may, among other things, verify your social security number, perform a credit check, and review your information against national databases that track consumer transactions with lending institutions. By submitting the application form(s), you agree to allow participating lenders to review, verify, and research your information in such manner.
Quick Loan Time does not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. Quick Loan Time does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating lenders through the loan matching service are the best terms available in the market.
Quick Loan Time does not endorse or recommend the products of any particular lender. quickloantime.com is not an agent of you or any participating lender. quickloantime.com is not involved with the lender's use and/or review of your application information or in making a determination about whether you meet a particular lender's loan qualification criteria. The lender is solely responsible for its services to you, and you agree that Quick Loan Time shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the loan matching service. You understand that participating lenders may keep your application information, whether or not you are qualified for a loan with them.
You must be 18 years or older and be a legal resident of the US, Canada, or the United Kingdom to submit a request at Quick Loan Time website. You agree not to use this website or any content contained in it for any illegal or inappropriate activities.
COMPLIANCE WITH LAWS
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by Quick Loan Time, its licensees, or other third parties who have authorized use of such properties on this website. Quick Loan Time grants you permission to view and make copies of pages related to any loan you have with Quick Loan Time. Quick Loan Time reserves all other rights in and to this website and its contents. Except for the limited purpose stated above, you may not distribute, display, transmit or disseminate any documents, pages, images, materials or content from this Website without the prior written consent of Quick Loan Time. Except as expressly provided on this website, nothing contained on this website shall be construed as conferring to you or any other third party any right or license under any trademark, copyright or other intellectual property right.
LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES
Quick Loan Time uses commercially reasonable efforts to ensure that the information on this website is accurate, but cannot guarantee such accuracy. Quick Loan Time makes no representations regarding the use or results of any content on this website as to its accuracy, reliability or any other matter. NEITHER Quick Loan Time NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS WEBSITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS WEBSITE. EVERYTHING ON THIS WEBSITE IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. These exclusions and limitations are applied to the fullest extent permitted by law.
Quick Loan Time utilizes secure technology to protect your personal information but absolute protection cannot be guaranteed nor can Quick Loan Time guarantee that information will not be intercepted or decrypted by others. Quick Loan Time accepts no responsibility for such interception or decryption.
Quick Loan Time reserves the right to modify these Terms from time to time. Your use of this website after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.
By using this website, you agree to indemnify and hold Quick Loan Time, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use or attempted use of this website.
By using this website, you understand and agree that Quick Loan Time may, at its sole discretion and without prior notice, terminate your access to this website, to any services offered on this website, and may delete any data you have posted or uploaded to this website.
SMS DISCLOSURES AND TERMS
This Short Message Service ("SMS") Disclosure ("SMS Disclosure") is in addition to (and in in lieu of) the above Terms, and applies to each account you have with Quick Loan Time for which you have elected to receive SMS messages. "SMS Notifications" means any SMS (short message or text message) communication from Quick Loan Time to you pertaining to your application.
HOW TO UNSUBSCRIBE
You may withdraw your consent to receive SMS Notifications by texting STOP to the message you receive. At Quick Loan Time's sole discretion, Quick Loan Time may treat your provision of an invalid mobile phone number, or the subsequent malfunction of a previously valid mobile phone number, as a withdrawal of your consent to receive SMS Notifications. Quick Loan Time will not impose any fee to process the withdrawal of your consent to receive SMS Notifications. Any withdrawal of your consent to use SMS Notifications will be effective only after Quick Loan Time has a reasonable period of time to process your withdrawal.